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Like for like, for lessThe choice is clear

The compelling truth

The facts on investment choice, tax wrappers, functionality and price for Alliance Trust Savings compared to the top five advised platforms by assets under administration speak for themselves.

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How we compare

Investment choice

Breadth of investment choice is as important for your clients in being able to find a suitable investment mix to match their needs as it is for you in being able to demonstrate that your choice of platform does not put you at risk of compromising your independence.

Funds Alliance
Trust Savings (Funds Plus)
Alliance
Trust Savings (Funds)
Aegon
(ex-Cofunds)
AJ Bell Investcentre Funds
Network
Quilter (Old
Mutual Wealth)
Standard
Life Wrap
Cash
Gilts
Corporate Bonds
Equities
ETFs
Unit Trusts
OEICs
SICAV
PAIFs
Investment Trusts
REITS
VCTs
Hedge Funds
Model Portfolios
DFM

Source: Publicly available information from provider websites at 29 November 2018.

Account types

To help you address all your main client needs and life stages, we offer a broad range of Account options to choose from.

Funds Alliance
Trust Savings (Funds Plus)
Alliance
Trust Savings (Funds)
Aegon
(ex-Cofunds)
AJ Bell Investcentre Funds
Network
Quilter (Old
Mutual Wealth)
Standard
Life Wrap
SIPP
Stocks & Shares ISA
Lifetime ISA
Junior ISA
Flexible ISA
Pension Income options – Drawdown
Pension Income options – UFPLS
GIA

Source: Publicly available information from provider websites at 29 November 2018.

Functionality

You might be surprised how well we compare on functionality to our percentage charging top five peers – from client suitability tools to real-time listed security trading.

Funds Alliance
Trust Savings (Funds Plus)
Alliance
Trust Savings (Funds)
Aegon
(ex-Cofunds)
AJ Bell Investcentre Funds
Network
Quilter (Old
Mutual Wealth)
Standard
Life Wrap
Fact find
Risk profiling tool
Asset allocation tool
Retirement income calculator
Cashflow modelling
Capital gains
tax calculator
Straight through applications/processing
Back office
integration
Pre-funding investment trades
and switching
Real time listed security trading
Intra-day trading
Ability to pay natural income to client
Flexibility to take tax-free cash and income in any combination
Client access (View)
Client access (Transactional)
Client reporting

Source: Publicly available information from provider websites at 29 November 2018.

Price

We're still the only platform service provider in the advised market that charges based on flat Account fees. It’s hard to argue with the savings for clients with Account sizes of £100K or above, compared to paying a percentage of Account value.

In fact, we’re one of the most cost-effective options at larger account sizes. And as we’ve already seen, paying less doesn’t mean you have to compromise on choice or functionality.

For a Self Invested Personal Pension

Assuming investment in a model portfolio made up of 10 equal fund holdings, rebalancing quarterly:

Company £100,000 £250,000 £500,000 £1,000,000
Alliance Trust Savings (Inclusive fee option) £470 £470 £470 £470
Aegon (ex-Cofunds) £290 £680 £1,255 £2,255
AJ Bell Investcentre £440 £500 £1,000 £2,000
FundsNetwork £295 £670 £1,295 £2,545
Quilter (Old Mutual Wealth) £387 £837 £1,587 £2,837
Standard Life Wrap (CORE) £450 £1,050 £1,925 £3,175

And assuming a buy and hold fund investment strategy (as may be the case, for example, if you use one or more multi-asset funds as the basis for your client’s portfolio):

Company £100,000 £250,000 £500,000 £1,000,000
Alliance Trust Savings (Standard fee option) £252 £252 £252 £252
Aegon (ex-Cofunds) £290 £680 £1,255 £2,255
AJ Bell Investcentre £440 £500 £1,000 £2,000
FundsNetwork £295 £670 £1,295 £2,545
Quilter (Old Mutual Wealth) £387 £837 £1,587 £2,837
Standard Life Wrap (CORE) £450 £1,050 £1,925 £3,175

For an ISA or General Investment Account

Assuming investment in a model portfolio made up of 10 equal fund holdings, rebalancing quarterly:

Company £100,000 £250,000 £500,000 £1,000,000
Alliance Trust Savings (Inclusive fee option) £345 £345 £345 £345
Aegon (ex-Cofunds) £290 £680 £1,255 £2,255
AJ Bell Investcentre £200 £500 £1,000 £2,000
FundsNetwork £295 £670 £1,295 £2,545
Quilter (Old Mutual Wealth) £387 £837 £1,587 £2,837
Standard Life Wrap (CORE) £400 £925 £1,675 £2,675

And assuming a buy and hold fund investment strategy:

Company £100,000 £250,000 £500,000 £1,000,000
Alliance Trust Savings (Standard fee option) £120 £120 £120 £120
Aegon (ex-Cofunds) £290 £680 £1,255 £2,255
AJ Bell Investcentre £200 £500 £1,000 £2,000
FundsNetwork £295 £670 £1,295 £2,545
Quilter (Old Mutual Wealth) £387 £837 £1,587 £2,837
Standard Life Wrap (CORE) £400 £925 £1,675 £2,675

About the price comparisons

Our price comparisons are based on publicly available information for standard rates on provider websites at 31 March 2019 as compiled by platform consultancy the lang cat. Comparing the main Account fee or platform custody charge along with any dealing or services charges for each scenario described above. You should check with each provider for the detail of all their charges, which may be subject to change. For Alliance Trust Savings you can find this in our Charges Guide for Advised Clients. Underlying investment costs (for example, the ongoing fees paid to fund managers) and drawdown charges are excluded. We assume portfolios are invested in unit trusts and OEICs and the figures do not allow for any investment returns. Competitors selected for comparison are the top five advised platforms by assets under administration.

Want to find out more?

To find out more about how Alliance Trust Savings could help you meet the needs of your practice, or to arrange a platform demo, please contact our Adviser Support Team.

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