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Economic Research Centre

Welcome to the Alliance Trust Savings Economic Research Centre, provided by Alliance Trust.

Here you can find a vast array of information and comment on a huge range of statistics every single month. The economists examine the drivers of economies and investment markets in their effort to spot developing trends early on. In addition, the Economic Research Centre releases in-depth, valued-added reports and analysis on macroeconomic developments to a wider audience, from the "Financial Reality Index", which gauges consumers’ real financial well-being, to analysis on the relationship between Inflation and Age.

View the latest articles below:


Financial Reality Index
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Click here to download UK Financial Reality Index – Q1 2013

UK Financial Reality Index – Q1 2013

The overall financial situation facing UK households improved in Q1 but remains weaker than the long term average, according to the latest research from the Alliance Trust Economic Research Centre. Our UK Financial Reality Index increased from 84.4 to 87.9, its highest level since Q4 2009. The index has remained below the critical level of 100 since Q3 2004.

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Click here to download US Financial Reality Index – Q4 2012

US Financial Reality Index – Q4 2012

In Q4, the financial situation facing US households improved for a fifth consecutive quarter, according to research from the Alliance Trust Economic Research Centre. Our US Financial Reality Index increased from 118.5 to 119.1, remaining above the critical level of 100 for the third successive quarter and reaching its highest level since Q3 1999.


Inflation & Age alert
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Click here to download Inflation Alert April 2014

Young and old face highest rate of inflation

This month’s official inflation report showed that the headline rate of inflation fell from 1.7% to 1.6%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that all age groups saw a decline in their inflation rates over the month.
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Click here to download Inflation Alert March 2014

Young face highest rate of Inflation

This month’s official inflation report showed that the headline rate of inflation fell from 1.9% to 1.7%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that three out of five age groups have an inflation rate lower than the official figure.
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Click here to download Inflation Alert Jan 2014

Young pensioners face lowest rate of inflation

This month’s official inflation report showed that the headline rate of inflation fell from 2.1% to 2.0%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that three out of five age groups have an inflation rate lower than the official figure.
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Click here to download Inflation Alert Dec 2013

Elderly still face highest rate of inflation

This month’s official inflation report showed that the headline rate of inflation fell from 2.2% to 2.1%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that four out of five age groups saw their inflation rate fall over the month.
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Click here to download Inflation Alert Nov 2013

Inflation Rate Facing The Elderly Set To Rise Following Energy Price Hikes

This month’s official inflation report showed that the headline rate of inflation dropped from 2.7% to 2.2%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that every age group saw their inflation rate fall over the month, but it is still the over 75s who face the highest rate of inflation, at 2.5%.
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Click here to download Inflation Alert June 2013

Elderly Face Highest Rate Of Inflation For Fifth Consecutive Month

This month’s official inflation report showed that the headline rate of inflation rose from 2.4% to 2.7%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that the over 75s still face the highest rate of inflation at 3.0%, a slight increase from 2.9% last month.
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Click here to download Inflation Alert May 2013

Elderly See Less Benefit From Falling Inflation

This month’s official inflation report showed that the headline rate of inflation fell from 2.8% to 2.4%. Alliance Trust’s monthly study of inflation rates affecting different age groups found that the over 75s still face the highest rate of inflation at 2.9%, marginally reduced from 3.1% last month.
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Click here to download Inflation Alert April 2013

Elderly Suffer Highest Rate Of Inflation For Third Consecutive Month

This month’s official inflation report showed that the headline rate of inflation was unchanged at 2.8%. Alliance Trust’s monthly study of inflation rates affecting different age groups finds that it is still the over 75s who face the highest rate of inflation at 3.1%, although it is down slightly from 3.2% last month.

Current Views

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Click here to download Global Economic View January 2014

2014 Outlook

In this issue we look ahead to 2014 and discuss the key economic issues which will shape the global economy during the year.

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Click here to download Global Economic View April 2013

Growth Remains Elusive

In an unprecedented move in the Eurozone, the recent bailout of Cyprus saw the country’s second largest bank, Laiki, being closed and the losses from its closure absorbed by those with deposits over 100,000 euros and both senior and junior bond holders.

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Click here to download China Update March 2013

China Update

This week, China’s National People’s Congress (NPC) will convene for its annual session. The NPC is effectively China’s parliament but it does not have considerable power; power itself is vested within China’s Communist Party and various state organisations.

Risk Statement


Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. Tax rules may change in the future and taxation will depend on your personal circumstances. Charges may be subject to change in the future.