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Look what you can save if you consolidate your pensions with us

If you’ve been thinking about consolidating your pensions you might want to check what your fees may be. At Alliance Trust Savings we charge you flat fees, rather than fees based on a percentage of the value of your investment. So, if your balance grows, your account fees won’t.


Important information

Please remember that the value of your investments and any income from them can go down as well as up and you may get back less than the amount originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. We can't give you financial advice. Charges may be subject to change in the future.

Please remember your existing pension may have valuable benefits which you might lose if you transfer.

Please also check and compare all charges for your individual circumstances before deciding to move investments, including any exit charges.

How our charges compare

Portfolio Size £100,000 £250,000 £500,000
Alliance Trust Savings £252 £252 £252
Barclays £350 £875 £1,750
Fidelity Personal Investing £350 £500 £1,000
Hargreaves Lansdown £450 £1,125 £1,750
TD Direct £540 £990 £1,490

Compares the cost of holding a SIPP (from which income is not yet being taken) for a year. Assumes the SIPP is invested only in Unit Trusts and OEICs and there are four deals in these during that time.

Does not take investment charges into account. Assumes your portfolio value does not change over the year. Based on Alliance Trust Savings new charges from 1 February 2017 and the charges of other platforms from publicly available information at 10 January 2017. Source: the lang cat.

Switching platforms is a big decision

There’s more to platforms than the headline price. Cost is important, especially when you look at how high charges can add up over time, but there are lots of other things to think about. What’s best for you always depends on your own needs and circumstances. To help get you started, we’ve written a short guide to comparing platforms.

Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.