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Investment Dealing Account

Our flexible dealing account that lets you hold a wide range of investments.

Investment Dealing Account

  • Save regularly from £50 a month
  • Stop, start and change your payments whenever you like
  • 24/7 access to manage your Investment Dealing Account online
  • Quick and flexible online trading service
  • Over 4,000 investments to choose from
  • Account fees that don’t grow with your investments
  • Hold as many Investment Dealing Accounts as you like
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Important information

Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.

Unlike an ISA an Investment Dealing Account does not shelter you from tax on your savings or from Capital Gains Tax on the sale of any investments.

All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice

What is an Investment Dealing Account?

It’s a flexible dealing account that lets you to hold a wide range of investments. It gives you complete control to develop your investment portfolio in a way that works for you – whatever you’re investing for.

As long as you don’t mind paying the account fees, you can have as many Investment Dealing Account accounts as you want – helpful if you’re saving towards different goals.

Tax advantages

There are no tax advantages to investing through an Investment Dealing Account, but there are no investment limits either.


What are the benefits?

You can make investment deals online or over the phone, and in real time for listed securities, avoiding time consuming paperwork.

It’s quick and easy with all your trades settled automatically through your account.

Your investments are held together in one easy to access place. You can see their value at any time.

And there are over 4,000 different investments to choose from.

Getting started

Before you start with an Investment Dealing Account, it helps to be clear on a few key points.

What for and how much?

  • What are you investing towards? Retirement, university fees, a rainy day? The investments that might be suitable for you will depend on your goals and how long you plan to invest.
  • And how much money do you want to invest? Will it be enough to meet your goals?

The risks and how to manage them

  • What sorts of risks are you willing to take? Different types of investments come with different types of risk that you should take the time to understand. Our Investment selector includes information about risks for the investments you can choose from.
  • The greater the return you want, the more risk you'll usually have to accept.
  • It can be tempting to buy and sell investments just because everyone else is. Try to avoid the panic trap by doing your own research first and make up your own mind based on the facts.
  • Think about managing your Investment Dealing Account’s overall risk exposure by choosing a range of different investments from different fund managers and listed companies.
  • If you're saving over the short-term, it's wise not to take too much of a risk. It's generally recommended you invest for at least five years.
  • Once you’re up and running, review your Investment Dealing Account regularly. A fund might change the way it invests for example, or you might not be willing to take as many risks as you did before.
  • Always remember that investments can go down as well as up. You may get back less than you put in and that past performance is not a guide to future performance.

A wide range of investment choices


Saving for a child?

Consider a First Steps Investment Dealing Account.

You can invest as much as you like on behalf of a child and control when they can access those investments.

find out more

Want to do some research?

Visit our investing hub for research tools, investment articles and more.

Who can apply?

You need to be 18 or over to open an Alliance Trust Savings Investment Dealing Account.

Investment Dealing Accounts can be opened in your name or in joint names and charities, clubs and companies can also open an account.

When you open your Investment Dealing Account, we’ll send you a password and a Personal ID so that you can access your account online and get trading right away.

We don’t accept applications by or on behalf of any US Persons.

Need advice?

We offer an 'execution only' service, meaning we only do what you ask us to do. If you need advice you should consult a financial adviser.

Find a financial adviser in your area:


Getting started

Find out what's involved in opening an Investment Dealing Account with us and how you might benefit from transferring other investment accounts to Alliance Trust Savings.

find out more

Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.