Skip to main content
Alliance Trust Savings offer a Stocks and Shares Junior ISA
Our Junior ISA has been developed by the award winning team behind out Stocks and Shares ISA. We have recently been highly commended by the Moneywise Children's Savings Awards 2015 – Best Junior ISA Investment Scheme.
Our Stocks and Shares Junior ISA gives you a wide range of investment choices including:
Good news about Child Trust Funds (CTF) Currently, the 6 million children who already have CTFs cannot contribute to a Junior ISA; however, in line with the government announcement we are expecting to be able to accept transfers from CTFs into the Alliance Trust Savings Junior ISA from 6 April 2015. The registered contact for the CTF has to make the request.
A CTF transfer will not count as a new subscription to the Junior ISA, so once you have transferred you should be able to make further subscriptions to your child's Junior ISA as per the allowance each tax year (up to £4,080 in the 2015/16 tax year). This is in addition to any contributions you have made to your CTF.
Please note that whilst you can open a Junior ISA now it is not permissible to make contributions or transfer your CTF prior to 6 April 2015.
Lost track of your child’s Child Trust Fund?
Most children born between 1 September 2002 and 3 January 2011 were eligible for a Child Trust Fund (CTF). If your child was eligible and you didn’t do anything at the time, then the Government would have invested for you.
If you’ve lost track of your child’s CTF, use the Government’s form to locate it – please follow this link, if you require any assistance please do not hesitate to contact our Client Services on 01382 573737.
Throughout 2015, we’re waiving our Junior ISA account charges, meaning you could save up to £30 over the year. And, even though you can only transfer the CTF balance after legislation has been passed, you can open a Junior ISA right now in order to get the ball rolling.
All accounts have a quarterly administration charge of £10. Our Table of Charges provides full details.
Other charges may apply. Our Table of charges are available to view via the links on the right
Please note our charges are guaranteed until 2016 but may be subject to change thereafter.
Saving for a child
You can open a Junior ISA if you are a UK resident aged 16 or over and wish to save for the benefit of a child resident in the UK. You must be the child’s parent or legal guardian.
Saving for yourself
You can open a Junior ISA if you are a UK resident aged 16 or over but have not yet reached your 18th birthday.
The quickest and easiest way to apply for an Alliance Trust Savings Stocks and Shares Junior ISA is online.
Before making any decision you should read our Junior ISA Key Features and our Table of Charges.
Before you apply you'll need to make sure that you have:
If you already have an account with us simply log in now and apply online.
You can also apply by post. Simply complete the Application form and return it to:
Alliance Trust Savings Limited
PO Box 164
8 West Marketgait
When you open a Stocks and Shares Junior ISA with us, we'll send you a password and Personal ID so that you can use our online service.
Our online service is easy to use and enables you to:
*Charges will apply. Find out more about our online service.
View related forms and documents including:
Important Information• Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.
• Tax rules may change in the future and taxation will depend on your personal circumstances.