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Our award-winning* Stocks and Shares ISA gives you a wide range of investment choices including:
It offers all the tax advantages that you would expect from an ISA.
What are the main features?
From 6 April 2015, when an ISA holder dies, their ISA will still form part of their estate and it will lose its wrapper status. However, the surviving spouse or civil partner will be given an additional, one-off ISA allowance, equal to the value of the deceased's ISA holdings. The time limit for making an additional permitted subscription in cash is 3 years from the date of death. If the spouse or civil partner become the beneficial owner of the deceased's ISA assets, these can be transferred within 180 days of beneficial ownership passing to the spouse or civil partner.
Additional Permitted Subscriptions are available in respect of deaths on or after 3 December 2014. The time limit for these will begin from 6 April 2015. The deceased and the surviving spouse must have been living together at the date of death. That is, not separated under a court order, under a deed of separation, or in circumstances where the separation was likely to be permanent.
Please note that that this allowance is purely for spouses or civil partners – no one else will be entitled to it, even if they were left the proceeds of the ISA itself. Conditions will apply, if you have further questions please contact Client Services by emailing email@example.com or calling 01382 573737.
All accounts have a quarterly account charge of £18.75
With our Stocks and Shares ISA you can invest up to £15,240 from the 6 April 2015. Should you prefer, you can make regular or lump sum payments from as little as £50.
Please note our charges are guaranteed until 2016 but may be subject to change thereafter.
The quickest and easiest way to apply for an Alliance Trust Savings Stocks and Shares ISA is via our online application.
Before you apply you'll need to make sure that you have your National Insurance (NI) number, and your bank account or debit card details to hand.
Before you decide to invest you need to know what the risks and commitments are. Please read our Key Features Document, it will help you decide if this product is right for you. If you are still unsure you should speak to a financial adviser. Our Key Feature documents are contained within our forms and documents
Our charges differ when trading online compared to over the phone. Our lower online dealing charge is outlined in the Table of Charges.
If you are an exisitng customer simply log in to your account using your personal ID and password.
You can also apply by post. Simply complete the relevant form and return it to:
Alliance Trust Savings Limited
PO Box 164
8 West Marketgait
When you apply through i.nvest you will be able to choose to invest immediately or wait to make your investment choice.
When you open your Stocks and Shares ISA with us, we'll send you a password and Personal ID so that you can use our i.nvest service.
i.nvest is easy to use and enables you to:
*Charges will apply. Find out more about i.nvest.
View related forms and documents including:
Important Information• Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.
• Tax rules may change in the future and taxation will depend on your personal circumstances.