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Pensions

Looking to save for or manage your retirement? Consider our Self Invested Personal Pension Account.

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I'm interested in:

Building up my pension savings
Accessing my pension savings

I've made up my mind:

IMPORTANT! Read the SIPP Key Facts and our Charges Guide for all the details and before you make up your mind if our SIPP Account is right for you.

Apply now


Important information

Please remember the value of your investments and any income from them can go down as well as up. The value of your fund may be less than you paid in.

Before you choose a SIPP, make sure you understand its aims and risks. Alliance Trust does not give advice. A SIPP requires active management and investment expertise. You should make sure you review your investments regularly. You normally cannot take an income from your pension until age 55.

Laws and tax rules may change in the future without notice. The information here is our understanding in June 2015. This information takes no account of your personal circumstances which may have an impact on tax treatment.

Related documents

Visit our dedicated SIPP literature page.
literature

Tax advantages


Saving through a pension can offer considerable tax advantages.
more info

Flexibility


With a pension like the Alliance Trust Savings Self Invested Personal Pension Account you can normally access your savings from age 55. And you'll have complete flexibility and control over what you take out, and when.
more info

Pension freedoms


You now have more flexibility when it comes to taking money out of your pension from age 55.
more info

Living longer



If you reach 65 today, you can expect to live until 87 if you are male, and 90 if you are female.

That’s why saving for your future really matters.

And there are lots of different ways to do it.

more info

Think



If you don’t put money aside for your retirement, could you survive on just £148.40 a week?

Expected to be the new State Pension for men born on or after 6 April 1951 and women born on or after 6 April 1953.

more info

How much could your SIPP be worth?

Use our savings tool to work out how much you might be able to save for retirement.
Use our savings tool


savings tool

Taking Stock

Taking Stock is our regular investment trust magazine.



There are a wide range of investment trusts available and our Taking Stock magazine provides commentary and insights into these investment opportunities.


Read the latest edition
taking stock

Why save with Alliance Trust Savings?

Experience and scale.

We've been in business since 1986, have £7 billion of assets under administration (at March 2015) and look after the investments of more than 50,000 customers.

Award winning service.

Winning the Shares Award for Best Customer Service for the last three years has been an amazing achievement for us as a company, and is all the more special since it was voted for by our customers. Visit our trophy cabinet

Choice.

You can access more than 4,000 different investments.

Account fees that don't grow with your investment.

We charge you flat Account fees rather than fees based on a percentage of the value of your investment. So, as your investments grow, your Account fees won't.

And convenience for you.

You can manage everything together in one place, with 24/7 access to your Account online.
Find out more

Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.