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Saving for retirement

Saving for retirement doesn't have to be taxing. Save tax efficiently for your retirement with our Self Invested Personal Pension (SIPP).


Important information

Please remember the value of your investments and any income from them can go down as well as up. The value of your fund may be less than you paid in.

Before you choose a SIPP, make sure you understand its aims and risks. Alliance Trust does not give advice. A SIPP requires active management and investment expertise. You should make sure you review your investments regularly. You normally cannot take an income from your pension until age 55.

Laws and tax rules may change in the future without notice. The information here is our understanding in June 2015. This information takes no account of your personal circumstances which may have an impact on tax treatment.

Related documents

Visit our dedicated SIPP literature page.
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Alliance Trust Savings SIPP Account

  • A tax advantaged way to invest for retirement

  • Over 4,000 investments to choose from

  • Start taking money out from age 55 (up to 25% of it tax free)

  • Minimum payment of £50

IMPORTANT! Read the SIPP Key Facts and our Charges Guide for all the details and before you make up your mind if our SIPP Account is right for you.

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What's right for you?

There are many different ways to save for your retirement. So you’ll probably want an idea of the options before deciding whether the Alliance Trust Savings SIPP Account is right for you.

find out about different types of pensions

Getting started

Check whether you are eligible to open a SIPP Account with us and find out what’s involved. Including information about transferring other pension savings to Alliance Trust Savings.

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Paying in

Paying in to a SIPP or any other type of pension can be the most tax advantaged way of saving for retirement. Naturally, that means there are also limits to how much you can pay in.

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All the tax advantages and flexibility you would expect

From claiming tax relief through to accessing your pension savings. Our award winning servicing team, online administration platform and flexible product features mean the Alliance Trust Savings SIPP Account delivers everything you would expect from a pension. And more.


Tax advantages   Accessing your savings
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Account fees that don’t grow with your investment


We charge you flat Account fees rather than fees based on a percentage of the value of your investment. So, as your investments grow, your Account fees won’t.

Other charges do apply. Visit our charges page to find out more about the flat fee difference.

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A wide range of investment choices



Thinking of transferring to us?


The more you invest with us, the more you stand to benefit from the flat fee difference.


Visit our Open and transfer page.

Want to do some research?

Visit our investing hub for research tools, investment articles and more.

Visit our investing hub

Your Retirement

Welcome to the latest edition of Your Retirement magazine



Alliance Trust Savings could be the ideal home for your retirement savings. 'Your Retirement' Magazine provides useful insights into the changing world of pensions.


Read the latest edition
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How much could your SIPP be worth?

Use our savings tool to work out how much you might be able to save for retirement.
Use our savings tool


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Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.