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Take control of your retirement planning with our Select SIPP, which gives you the choice of investing in a wide range of investments with all the tax benefits of a personal pension.
Our Select SIPP is available through i.nvest, which enables you to access:
What are the main features?
Trade through i.nvest in international equities with your Select SIPP
You can now trade international equities on i.nvest in international equities in a Select SIPP. You can find out more about trading in international equities by clicking here. We will also ask you to complete a registration form. You will get further information on the registration process in our how to register and trade page.
The minimum contribution – whether it's a regular or single contribution – is just £50.
We take pride in offering transparent charges and our fixed charges mean that you'll always know what you're paying and when.
There is no set up fee but there is an annual administration charge of £135 + VAT charged every 1 February. However if you only invest in Alliance Trust PLC shares your annual charge will be discounted. No discount applies on your first annual charge.
The charge for transferring in from another provider is £50 + VAT and the charge for transferring out to another provider is £125 + VAT.
You can find full details of our charging structure in our Schedule of Fees.
*Please note that our charges are subject to change and are not guaranteed.
You can apply for a Select SIPP as long as you're over 18.
It's quick and easy to apply online with our i.nvest services. All you need to do is follow these simple steps:
There's no need to make an investment decision right away, you can hold your money in cash on deposit until you reach a decision. Please see our Interest Rate Table under Key Features / information on our literature pages. We do not currently pay interest on cash deposits within our platform product range.
You'll receive your secure access codes within 3-5 working days, so you can manage your SIPP online whenever you like.
If you would like to fund and trade today, you will also need your Debit Card details.
If you prefer, you can apply by post – download and complete the Select SIPP Application form and return it to us at:
Alliance Trust Savings Limited
PO Box 164
8 West Marketgait
Dundee
DD1 9YP
If you wish to consolidate pensions held with other providers into a single account with us, you will also need to complete the Select SIPP Transfer Details form.
We'll take care of everything for you by liaising with your existing providers and ensuring the transfer goes smoothly.
We can accept transfers from other Individual Pension arrangements you have or from Occupational Pension schemes. If you are considering transferring an Occupational Pension scheme, you should ensure you are not losing any benefits such as a guaranteed annuity rate and you should seek professional financial advice.
Important InformationPlease remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested.• The value of tax savings and your eligibility to invest in a SIPP depends on individual circumstances and tax rules may change in the future. You normally cannot take an income from your pension until age 55. • If you are unsure whether a SIPP is suitable for you or are uncertain about which SIPP is most appropriate for you, you should take professional financial advice specific to your particular circumstances. |