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Take control of your retirement planning with our Select SIPP, which gives you the choice of investing in a wide range of investments with all the tax benefits of a personal pension.
Our Select SIPP is available through i.nvest, which enables you to access:
What are the main features?
The minimum contribution – whether it's a regular or single contribution – is just £50.
We take pride in offering transparent charges and our fixed charges mean that you'll always know what you're paying and when.
There is no set up fee but there is an annual account charge of £155 + VAT charged every 1 February.
The charge for transferring in from another provider is £50 + VAT and the charge for transferring out to another provider is £150 + VAT.
You can find full details of our charging structure in our Schedule of Fees.
*Please note our charges are guaranteed until 2016 but may be subject to change thereafter.
Our charges differ when trading online compared to over the phone. Our lower online dealing charge is outlined in the Schedule of Fees.
You can apply for a Select SIPP as long as you're over 18.
It's quick and easy to apply online with our i.nvest services. All you need to do is follow these simple steps:
There's no need to make an investment decision right away, you can hold your money in cash on deposit until you reach a decision. Please see our Interest Rate Table under Key Features / information on our Forms and Documents page. We do not currently pay interest on cash deposits within our platform product range.
You'll receive your secure access codes within 3-5 working days, so you can manage your SIPP online whenever you like.
If you would like to fund and trade today, you will also need your Debit Card details.
If you prefer, you can apply by post – download and complete the Select SIPP Application form and return it to us at:
Alliance Trust Savings Limited
PO Box 164
8 West Marketgait
If you wish to consolidate pensions held with other providers into a single account with us, you will also need to complete the Select SIPP Transfer Details form.
We'll take care of everything for you by liaising with your existing providers and ensuring the transfer goes smoothly.
We can accept transfers from other Individual Pension arrangements you have or from Occupational Pension schemes. If you are considering transferring an Occupational Pension scheme, you should ensure you are not losing any benefits such as a guaranteed annuity rate and you should seek professional financial advice.
Please note we will one accept defined benefit/final salary on S32 transfers where professional financial advice has been given.
View related forms and documents including:
Important InformationPlease remember the value of your investments and any income from them can go down as well as up. The value of your fund may be less than you paid in.
Before you choose a SIPP, make sure you understand its aims and risks. You should ensure you have read the Key features document and Fund Factsheets and Fund Key Investor Information Document (KIID) beforehand. Alliance Trust does not give advice.
A SIPP requires active management and investment expertise. You should make sure you review your investments regularly.
Laws and tax rules may change in the future without notice. The information here is our understanding in June 2014. This information takes no account of your personal circumstances which may have an impact on tax treatment.