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Select SIPP

Take control of your retirement planning with our Select SIPP, which gives you the choice of investing in a wide range of investments with all the tax benefits of a personal pension.

Our Select SIPP is available through i.nvest, which enables you to access:

  • 1,900 funds
  • UK investment trusts
  • UK equities, including AIM securities
  • Exchange Traded Funds (ETFs)
  • UK government gilts and fixed interest securities
  • Convertibles, debentures and loan stocks
  • Cash on deposit
  • Preference stocks

What are the main features?

  • Award-winning SIPP Provider
  • No set up fee
  • Low annual account charge
  • No inactivity fees
  • Full income withdrawal options, including flexible drawdown
  • View valuations, produce statements, trade and make secure requests online 24/7
  • Freedom to trade by phone if that works best for you
  • Other charges may apply and are available to view via the links on the right

What is the minimum contribution?

The minimum contribution – whether it's a regular or single contribution – is just £50.

What are the charges?

We take pride in offering transparent charges and our fixed charges mean that you'll always know what you're paying and when.

There is no set up fee but there is an annual account charge of £155 + VAT charged every 1 February.

The charge for transferring in from another provider is £50 + VAT and the charge for transferring out to another provider is £150 + VAT.

You can find full details of our charging structure in our Schedule of Fees.

*Please note our charges are guaranteed until 2016 but may be subject to change thereafter.

Our charges differ when trading online compared to over the phone. Our lower online dealing charge is outlined in the Table of Charges.

How do I apply?

You can apply for a Select SIPP as long as you're over 18.

It's quick and easy to apply online with our i.nvest services. All you need to do is follow these simple steps:

  • Go to ‘Register’ at the top of this page
  • Confirm whether you are a new or existing customer
  • Read the online declaration and confirm that you agree to it
  • Click on Select SIPP
  • Complete your details

There's no need to make an investment decision right away, you can hold your money in cash on deposit until you reach a decision. Please see our Interest Rate Table under Key Features / information on our literature pages. We do not currently pay interest on cash deposits within our platform product range.

You'll receive your secure access codes within 3-5 working days, so you can manage your SIPP online whenever you like.

If you would like to fund and trade today, you will also need your Debit Card details.

Apply Now

If you prefer, you can apply by post – download and complete the Select SIPP Application form and return it to us at:

Alliance Trust Savings Limited
PO Box 164
8 West Marketgait
Dundee
DD1 9YP

Transfers

If you wish to consolidate pensions held with other providers into a single account with us, you will also need to complete the Select SIPP Transfer Details form.

We'll take care of everything for you by liaising with your existing providers and ensuring the transfer goes smoothly.

We can accept transfers from other Individual Pension arrangements you have or from Occupational Pension schemes. If you are considering transferring an Occupational Pension scheme, you should ensure you are not losing any benefits such as a guaranteed annuity rate and you should seek professional financial advice.

Risk Statement


Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested. The value of your fund may be less than you paid in. All investments carry an element of risk, which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. Tax rules may change in the future and taxation will depend on your personal circumstances. Charges may be subject to change in the future.

Before initiating a transfer you should seek professional advice on the merits of the proposed transfer that is specific to your circumstances. Your existing pension may have valuable benefits which you might lose when you transfer.