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Tax year end

Your resource hub for the tax year end on 5 April covering opening hours and key information.

Day until
tax year end

Opening hours

Top up and apply for and ISA and SIPP Accounts online at any time.

We’re also extending our opening hours for calls in the run up to tax year end. If you prefer to work with paper, below are the key items you need including our Platform Guide which explains what we’ll need from you when you are giving us different type of instruction. Remember, you’ll pay more for buying investments over the phone or by post than online. See our Charges Guide for the details.

Tax year end opening hours
Saturday 1 April 2017 9:30am - 12:30pm
Sunday 2 April 2017 Closed
Monday 3 April 2017 8:00am - 5:00pm
Tuesday 4 April 2017 8:00am - 8:00pm
Wednesday 5 April 2017 8:00am - 8:00pm

Important information

Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. We can't give you financial advice.

Laws and tax rules may change in the future without notice. The information here is our understanding in March 2017. This information takes no account of your personal circumstances which may have an impact on tax treatment.

Cut off dates

Action Make sure we have your instruction by
If you want to transfer an individual equity investment into your ISA using our Share Exchange Service 29 March 2017
If you want to move cash from your IDA to your ISA 12:00pm on 4 April 2017
If you want to sell investments from your IDA and buy them again in your ISA 31 March 2017 for Equities
28 March 2017 for Funds
Top up any account by cheque We need to have received your cheque by 12pm
on 4 April 2017
To top up any account by bank transfer We need to have received your cleared funds in our bank account by 6pm on 4 April 2017
Debit Card Payments 5 April 2017 – 5pm by telephone or 12am online

ISA limits – Use it or lose it

You have until 5 April to take advantage of your ISA allowance for the 2016/17 tax year.

You can pay up to £15,240 this tax year and next year's allowance is set to rise to £20,000.

The longer your money is invested the longer it has to benefit from any investment growth (although remember investments can go down as well as up). It makes sense to start putting money in as early as you can.
Top up now

Important information

ISA Contributions
Remember you can only contribute to one Stocks and Shares ISA each year and one Cash ISA, regardless of provider. If you have contributed to a Cash ISA this will reduce the amount you can contribute to a Stocks and Shares ISA in the same tax year.

ISA Transfer
There may be a period where your ISA is not invested and when you might not benefit from any increase in the markets. Also not all of your existing funds may be available on the ATS Platform.

You should bear in mind that your current ISA manager may charge you to transfer your ISA and you should assess any charges you will incur before instructing the transfer.

Important action for pension savers

People taking money from their pensions while still saving into them, or who already have a large total pension pot, should act now to make the most of current tax benefits.

Changes due to take effect from 6 April mean that people using the ‘freedoms’ introduced in 2015 to take money from a pension will face new restrictions on the tax advantages of continuing to invest in pensions.

Those who had built up pots worth more than £1.25 million by 5 April 2014 are also running out of time to fix their lifetime allowance for pension savings at up to £1.5 million. A far higher level than the £1 million that currently applies.

Find out more


Consolidate to save

If you have investments elsewhere and are thinking about consolidating, remember Alliance Trust Savings is one of the most competitively priced investment platforms in the market at larger portfolio sizes.

See how much you can save today.


Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.