Don’t pay more in taxes than you need to
The more you save in tax, the more money you’ll have available to invest for your future. So with the April 5th tax deadline fast approaching, don’t miss out on the tax saving opportunities open to you.
Your valuable tax allowances include:
For more information on other eligible allowances for this tax year, read our latest Tax Tables.
Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. We can’t give you financial advice.
Laws and tax rules may change in the future without notice. This information takes no account of your personal circumstances which may have an impact on tax treatment.
|What you want to do||When you will need to do it by|
|Open a new Stocks & Shares ISA or SIPP||Online applications by 12 midnight 5 April 2019
Postal applications received by close of business on 4 April 2019
|If you would like to move cash from your Investment Dealing Account (IDA) to your ISA||Telephone instructions by 2pm 5 April 2019
Postal instructions by close of business 4 April 2019
|If you want to sell investments from your IDA to your ISA||Close of business 29 March 2019 funds and shares.|
|Top up any Account by cheque||Cheque needs to be received by 12 noon on 4 April 2019|
|Top up any Account online by bank transfer||Cleared funds in our bank account by 5pm on 4 April 2019|
|Top up any Account online by debit card||Online by 12 midnight on 5 April 2019
Telephone by 5pm on 5 April 2019
|SIPP drawdown payment request – UPFLS (Uncrystallised Pension Funds Lump Sum)||Close of business 20 March 2019|
For information on the fees you will pay for these transactions, please see our Charges Guide.
Whichever option you chose, your payment secures your allowance so long as cleared funds are in your Account by midnight on 5 April. You can then go back at your convenience to choose and buy investments with it. Your money will be held as cash until you give us your investment instructions.
If you have questions or would like to speak with us about topping up or opening an Account, get in touch today by calling 01382 573737, or by emailing firstname.lastname@example.org.
Lines open 8am to 5pm Monday to Friday. Calls may be recorded for training and monitoring purposes.
Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.