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Tax year end

Your Resource Hub for 2017/2018

Days until
tax year end

Your allowances

You have until 5 April to take advantage of the tax savings opportunities for the 2017/2018 tax year.

These include:

  • Increased ISA allowance, now £20,000

  • Increased Junior ISA allowance, now £4,128

  • Pension tax relief allowance of up to £40,000 or 100% of earnings depending on your personal circumstances. More
For information on more eligible allowances for this tax year, you can view the Tax Tables by clicking on the button below.

View 2017/2018 Tax Tables

Important information

Please remember the value of your investments and any income from them can go down as well as up and you may get back less than the amount you originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. We can't give you financial advice.

Laws and tax rules may change in the future without notice. The information here is our understanding in January 2018. This information takes no account of your personal circumstances which may have an impact on tax treatment.

Max your ISA with Alliance Trust Savings

If you don’t already have a Stocks and Shares Individual Savings Account (ISA) elsewhere for this tax year, here’s just a few reasons why you should consider opening one with us:

  • Flat account fees that don’t grow as your investments grow

  • Over 4,000 investments to choose from

  • 24/7 access to track and manage your ISA

  • Helpful research and planning tools

Remember you can only contribute to one Stocks and Shares ISA each year, regardless of provider. If you have contributed to any other kind of ISA (for example a Cash ISA) this will reduce the amount you can contribute to a Stocks and Shares ISA in the same tax year.

More on our Stocks and Shares ISAs


Key dates

Should you wish to top up an existing account with us, here’s some important dates to keep in mind:

Action Cut off dates
Open a new Stocks & Shares ISA or SIPP 3 April 2018 (post) and 12 midnight on 5 April 2018 (online)
If you would like to move cash from your Investment Dealing Account (IDA) to your Individual Savings Account (ISA) 12 noon on 4 April 2018
If you want to sell investments from your Investment Dealing Account (IDA) to your Individual Savings Account (ISA) 29 March 2018 for Equities
21 March 2018 for Funds
Top up any account by cheque Cheque needs to be received by 12 noon on 4 April 2018
Top up any account by bank transfer Cleared funds in our bank account by 6pm on 4 April 2018
Top up any account by debit card 5 April 2018 (5pm by telephone or 12 midnight online)

For infromation on the fees you will pay for these transactions, please see our Charges Guide.

Get started today

Open an Account

Open a Stocks & Shares ISA or SIPP online
Open a Stocks & Shares ISA or SIPP by post

Top up an Account

Top up using your debit card online
Top up by post

Whichever option you chose, your payment secures your allowance so long as cleared funds are in your account by midnight on 5 April. You can then go back at your convenience to choose and buy investments. Your money will be held as cash until you do give us your investment instructions.


Need help?

If you have questions or would like to speak with us about topping up or opening an account with us, get in touch today.


Email: contact@alliancetrust.co.uk


Call: 01382 573737
(lines open 8am to 5pm, Monday to Friday, and calls may be recorded for training and monitoring purposes).

Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.