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How our charges compare

We charge flat fees for all our platform accounts.

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Flat fees don’t grow with your investments. They can be great value when you plan to make a larger investment (for example by consolidating several pots together in one place), or build a smaller investment into a larger one.

That’s why the comparison figures we give in this document are for larger portfolio sizes (£50,000 and above).

Please remember that the value of your investments and any income from them can go down as well as up and you may get back less than the amount originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice. We can't give you financial or investment advice.

About the comparison tables

The tables below show the annual costs of holding your investments on Alliance Trust Savings, compared to some of our competitors who, rather than charging flat fees for their platform accounts, charge based on the value of your investments.

The information in the tables about each platform’s costs was sourced from the lang cat, an independent consultancy that specialises in platforms, pensions and investments.

  • The comparisons are of the main Account fee or platform custody charge, including any annual product charges.
  • For each Platform we include the cost of four trades, other dealing and service charges are excluded. You should check with each provider for the detail of all their charges. For Alliance Trust Savings you can find this in our Charges Guide at alliancetrustsavings.co.uk.
  • Underlying investment costs (for example the ongoing fees you’ll pay a fund manager) are also excluded and the figures we give do not reflect investment returns. We assume portfolios are invested in unit trusts and OEICs and values stay the same throughout the year.
  • The charges figures used for comparison were sourced by the lang cat from each provider’s website as at 15 August 2018. Charges may be subject to change in the future.
  • Competitors selected for comparison are direct to customer platforms offering both ISA and SIPP accounts, and charging percentage based Account fees.

SIPP Account

Portfolio size £50,000 £100,000 £250,000 £500,000 £1,000,000
AJ Bell Youinvest £131 £256 £631 £881 £1,381
Alliance Trust Savings £252 £252 £252 £252 £252
Bestinvest £150 £300 £750 £1,250 £2,250
Fidelity Personal Investing £175 £350 £500 £1,000 £2.000
Hargreaves Lansdown £225 £450 £1,125 £1,750 £3,000

ISA Account

Portfolio size £50,000 £100,000 £250,000 £500,000 £1,000,000
AJ Bell Youinvest £131 £256 £631 £881 £1,381
Alliance Trust Savings £120 £120 £120 £120 £120
Bestinvest £200 £400 £1,000 £1,500 £2,500
Fidelity Personal Investing £175 £350 £500 £1,000 £2.000
Hargreaves Lansdown £225 £450 £1,125 £1,750 £3,000

Alliance Trust Savings Limited is a subsidiary of Alliance Trust PLC and is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings gives no financial or investment advice.