How our charges compare

The flat fee difference

Why pay more

Flat fees can be great value at larger portfolio sizes. That’s why the comparisons start at £50,000.

The tables show the annual costs of holding your investments with Alliance Trust Savings, compared to some of our competitors who charge based on the value of your investments.

Important Information

Please remember that the value of your investments and any income from them can go down as well as up and you may get back less than the amount originally invested. All investments carry an element of risk which may differ significantly. If you are unsure as to the suitability of any particular investment or product, you should seek professional financial advice.

SIPP Account

Portfolio size £50,000 £100,000 £250,000 £500,000 £1,000,000
AJ Bell Youinvest £131 £256 £631 £881 £1,381
Alliance Trust Savings £252 £252 £252 £252 £252
Bestinvest £150 £300 £750 £1,250 £2,250
Fidelity Personal Investing £175 £350 £500 £1,000 £2.000
Hargreaves Lansdown £225 £450 £1,125 £1,750 £3,000

ISA Account

Portfolio size £50,000 £100,000 £250,000 £500,000 £1,000,000
AJ Bell Youinvest £131 £256 £631 £881 £1,381
Alliance Trust Savings £120 £120 £120 £120 £120
Bestinvest £200 £400 £1,000 £1,500 £2,500
Fidelity Personal Investing £175 £350 £500 £1,000 £2.000
Hargreaves Lansdown £225 £450 £1,125 £1,750 £3,000

About the comparison tables

The tables below show the annual costs of holding your investments on Alliance Trust Savings, compared to some of our competitors who, rather than charging flat fees for their platform Accounts, charge based on the value of your investments.

The information in the tables about each platform’s costs was sourced from the platform consultancy the lang cat.

  • The comparisons are of the main Account fee or platform custody charge, including any annual product charges.
  • For each Platform we include the cost of four trades, other dealing and service charges are excluded. You should check with each provider for the detail of all their charges. For Alliance Trust Savings you can find this in our Charges Guide within Forms and Literature.
  • Underlying investment costs (for example the ongoing fees you’ll pay a fund manager) are also excluded and the figures we give do not reflect investment returns. We assume portfolios are invested in unit trusts and OEICs and values stay the same throughout the year.
  • The charges figures used for comparison were sourced by the lang cat from each provider’s website as at 20 June 2019. Charges may be subject to change in the future.
  • Competitors selected for comparison are direct to customer platforms offering both ISA and SIPP Accounts, and charging percentage based Account fees.

Alliance Trust Savings Limited is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings Limited gives no financial or investment advice. ‘Alliance Trust Savings’, ‘ATS’ and 'AT Savings' are all brand names of Alliance Trust Savings Limited together with the ‘Alliance Trust Savings’ logo are owned by and used with the permission of Alliance Trust PLC, the previous owner of Alliance Trust Savings Limited.