Competition Terms and Conditions

Standard Terms and Conditions for Competitions and Offers


    1. These Terms and Conditions (the “General Terms”), together with the Terms and Conditions that are specific to any competition or offer (the “Promotion Terms”) are together known as the “Rules”. Words used in the Promotion Terms shall have the same meaning when used here. In the event of any conflict between the Promotion Terms and the General Terms, the Promotion Terms shall prevail.
    2. The Rules govern and apply to any offer or competition (the “Promotion”) that is promoted or run across any and all platforms including, but not limited to, the website (the “Website”), operated by or on behalf of, Alliance Trust Savings Limited of PO Box 164, 8 West Marketgait, Dundee DD1 1QN (the “Promoter”) (whether acting on behalf of itself or as agent on behalf of any other group undertakings (as defined by section 1161(5) of the Companies Act 2006)).
    3. By taking part in a Promotion, you confirm that you do so of your own volition and agree to be bound by the Rules.
    4. The Promoter may, at its sole discretion, cancel or amend all or any part of a Promotion and/or the Rules without notice. Any changes to the Rules, or cancellation of a Promotion, will be posted on the Website. It the responsibility of entrants and participants to keep themselves informed as to any changes to the Rules.
    5. In the event of any dispute regarding the Rules, the conduct or results of a Promotion, or any other matter relating to a Promotion, the decision of the Promoter shall be final and unchallengeable and no correspondence or discussion shall be entered into, comment issued, or reason given in respect of any decision made by the Promoter.
    6. All correspondence relating to a Promotion should be marked for the attention of ATS Marketing, Alliance Trust Savings.

Entrants and Participants – General

    1. By entering the competition or participating the offer, you hereby warrant that all information submitted by you is true, accurate and complete in every respect. The Promoter reserves the right to verify any information provided by you and/or your eligibility to enter to competition or participate in the offer.
    2. A Promotion is only open to persons who are resident in the United Kingdom for tax purposes and persons who are resident outside of the United Kingdom may not apply.
    3. Entrants and participants must use their true, legal name when submitting entries and claiming prizes, offers or benefits and will be disqualified and/or have the offer or prize(s) forfeited if they are found to be using an assumed name or alias.
    4. Entrants and participants must qualify for the Promotion at the date of entry (in that they must be eligible in accordance with the Rules). The eligibility of any entrant or participant will be determined at the sole discretion of the Promoter and proof of eligibility including, proof of age, may be required before any prize is awarded or benefit provided.
    5. If the Promotion is made available to you because of your employment, you must have obtained your employer’s authorisation or consent to enter or participate and will be deemed to have done so by your entry or participation in the Promotion.
    6. The Promoter reserves the right in its absolute discretion (without accepting any liability or giving any compensation) to disqualify an entrant or participant from a Promotion and/or to withhold or withdraw a prize or benefit if it has reasonable grounds to believe that an entrant or participant has breached any of the Rules, any applicable law (including copyright law) or has otherwise infringed the intellectual property of any other person. By entering or participating in the Promotion, you acknowledge and agree that any failure to comply with the Rules could lead to the Promoter disqualifying you and/or a prize or benefit being withheld or withdrawn, without the Promoter giving any reason or granting any opportunity for challenge.
    7. Employees of the Promoter, its affiliated companies, their advertising agencies, and immediate families of any such employees are not eligible to enter or participate in a Promotion, unless otherwise provided by the Promotion Rules.
    8. In the event that a prize-winner is disqualified from the Promotion, the Promoter will, unless otherwise stated in the Promotion Terms, select an alternative prize-winner in the same manner as the original prize-winner and such selection will be subject to the Rules.

Entries and participation

    9. Only one entry per person and per household is permitted, unless the Promotion Rules state otherwise. In the event that the Promoter discovers or has reasonable grounds to believe that the same person has made multiple entries, such person and all entries made by them shall be disqualified and, if such entrant has already been selected as a prize-winner, an alternative prize-winner will be selected in accordance with Rule 6 above.
    10. No purchase of any product or service is necessary before entering a competition but may be necessary to participate in any offer.
    11. Unless otherwise stated in the Promotion Terms, the Promoter accepts no responsibility for the return of any entries.
    12. Entries must be made by the date set out in the Promotion Terms. Failure to do so will result in disqualification.
    13. All lost, damaged or incomplete entries will be deemed invalid. Proof of entry shall not be proof of delivery or receipt.
    14. Only entries received in accordance with the Rules will be acceptable.
    15. A participant is free at any time to decline to participate in an offer.

Entries and participation – FCA regulated entities

    16. If you enter or participate in a Promotion due to your employment and you or your firm is regulated by the FCA (or its successor), you must have obtained your employer’s written authorisation or consent to enter or participate, and confirmation from your compliance officer that such entry or participation has not and will not unduly influence the suitability of the advice or recommendations given to any of your clients. By your entry or participation in the Promotion, you will be deemed to have obtained such authorisation or consent and confirmation.
    17. If you are a firm or a person regulated by the FCA (or its successor) you confirm that any prize, incentive, benefit or offer that is made available to you, your firm, or your clients or your firm’s clients, will not be taken into account when assessing the suitability of our products and services or advice given to a particular client, and you hereby indemnify and shall keep the Promoter indemnified from any claim arising from your or your firm’s clients, or investigation by the FCA (or its successor) because of your conduct in relation to clients and entry or participation in the Promotion.

Participation in Financial Promotions including incentives

    18. If the Promoter is engaged in a Promotion or financial incentive which involves a reduction of the Promoter’s or any other person’s charges, that Promotion or financial incentive may be made available to, all customers, a certain class of customer or, selected individuals who qualify for the Promotion or financial incentive; it may be suspended or withdrawn, as a whole or, for particular circumstances, before any intended or published end date, by reason of law, and, in particular, use of the financial incentive being deemed to be contrary to or, reasonably likely to, lead to an action or omission that is precluded or censured by a regulatory authority, in particular, because of the Financial Services and Markets Act 2000, and the Companies Act 2006, or for any reason stated in the Promoter’s Accounts Terms and Conditions, that are identified by the Promoter or brought to its attention and investigated by the Promoter, all as the Promoter, in its sole and absolute discretion, may decide. When such circumstances arise, the Promoter shall tell any entrant or participant in the Promotion or financial incentive unless it is precluded from doing so by law or regulation.

Competition Prizes, Benefits and Offers

    19. The decision of the Promoter as to who has been awarded a prize or is entitled to a benefit or offer is final and no correspondence will be entered into.
    20. Only one prize will be awarded per winning competition entry as more fully described in the Promotion Terms. No groups or teams will be recognised unless otherwise stated in the Promotion Terms.
    21. The winner of a competition will be notified using the details provided by the winner in their entry for the competition. As appropriate, offers or benefits will be issued or made available to a participant using the details provided by the participant in the application for the offer or benefit or as otherwise held by the Promoter.
    22. All prizes will be presented to winners via a U.K. mailing courier or delivery service, unless otherwise stated.
    23. Entrants can find out who the prize-winner is by contacting us. Results will be made available by post on request.
    24. Where entries are judged on artistic or other subjective criteria, the Promoter reserves the right to amend the criteria used to judge entries.
    25. Participation in an offer or competition or, request to use or receive or benefit from an offer or competition, must be undertaken, requested, used or received in the manner stipulated in the Rules.
    26. The Promoter may at its sole discretion, substitute any prize, offer or benefit for a prize, offer or benefit of a similar nature and/or comparable value.
    27. Participants may not request and are not entitled to a cash alternative to their prize, offer or benefit and their prize, offer or benefit is non-refundable and non-transferable.
    28. The inability of a prize-winner to accept their prize or participants to confirm details required for an offer within 14 days of notice that acceptance or confirmation is required; or, the return of a prize notification as undeliverable or failure to respond to a prize notification within a reasonable time of not more than 14 days, will result in disqualification or withdrawal of the offer made to the participant. In which case, an alternate winner or participant may be selected at the Promoter's discretion, in accordance with the rules.
    29. In the event that a prize-winner declines his or her prize the Promoter may elect, at its own discretion, to select an alternate winner.
    30. Prize-winners shall solely be responsible for all applicable taxes or additional charges on any prize awarded.
    31. The Terms and Conditions of any third party supplier may apply and must be accepted and complied with by the prize-winner or participant.
    32. The prize or offer is only for the items specified and will not comprise any further or additional components including, by way of example only, the provision of motor insurance, MOT and driving licence for a car, or insurance or spending money for a prize such as a holiday.
    33. When the prize for any competition or reward included in an offer includes travel, hotel or similar accommodation then the following shall apply:

      A. Any flights to a destination outside the United Kingdom will be from a London airport of the Promoter’s choosing unless stated otherwise in the Promotion Rules to the destination airport only.

      B. The travel or accommodation can only be taken on dates agreed with the Promoter within the period specified in the Promotion Rules and may not include peak periods.

      C. The prize-winner (and any companion) must have valid travel documentation permitting travel within the UK, or exit from and entry to the UK and country selected valid for the period a prize must be taken.

      D. The prize-winner (and any companion) shall solely be responsible for arranging time off work, all passports, travel visas, medical precaution, taxes, cancellation and travel insurance, transport to and from hotels or similar accommodation or airports transfers spending money and other expenses (including meals, beverages, car hire and other personal expenses) not listed as included in the prize.

      E. The Promoter is not responsible for cancellation, delays or changes to any transport booked, including flights or any other part of the prize or for the inability of the prize winner to take up any part of the prize due to problems with flights, travel or any disputes with any employer about time off work, or any other factor outside the Promoter’s control.

Liability of Promoter

    34. Other than for death or personal injury arising from negligence of the Promoter, so far as is permitted by law, the Promoter hereby excludes all liability for any loss, damage, cost and expense, whether direct or indirect, howsoever caused in connection with any competition or offer or any aspect of a prize or offer.
    35. By entering or participating in the Promotion, you agree that the Promoter shall not be liable for any costs, expenses, loss or damage sustained or incurred by you as a result of your entry or participation in the Promotion. All entrants and participants enter or apply at their own risk.
    36. The Promoter is not responsible for any failure to complete or submit an entry due to unavailability of the Promoter’s Website, disconnection of web access, local or long distance internet failure, power failure, or any other reason outside Promoter’s control. The Promoter accepts no responsibility or liability for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft, destruction, alteration of, or unauthorised access to entries, or entries lost, incomplete or delayed whether or not arising during operation or transmission as a result of server failures, virus, bugs or other causes outside its control.
    37. The Promoter will not be liable if a prize cannot be taken by a prize-winner for any reason beyond the control of the Promoter or by reason of the prize-winner failing to observe the Terms and Conditions of any third party involved in the provision of the prize.

Intellectual Property and Data Protection

    38. You agree that the Promoter (and any third party authorised by the Promoter) may use your entry (whether or not it wins the competition) for any promotional purpose (for example, placing it on the Website or on any poster, leaflet or other advertising media).
    39. You confirm that your entry is original and that you own the copyright and any other intellectual property rights in your entry. By participating in the Promotion, you hereby assign all copyright which you may own in your entry to the Promoter and you acknowledge that the Promoter will own all the copyright in your entry.
    40. For the purpose of the Data Protection Act 1998 the data controller in relation to any personal data you supply is the Promoter. The details you have provided will be retained by the Promoter and will be used for administering the Promotion and marketing the goods and services of the Promoter and other companies in the Promoter’s group. Your personal information may be passed to these companies and to agents, suppliers or sub-contractors who process information on their behalf. Please write to the Promoter’s Compliance Officer for an up to date list of the companies in the Promoter’s group or if you do not wish to receive marketing from the Promoter or other companies in the Promoter’s group.
    41. You have the right of access to the data that we hold about you, subject to the payment of a fee (details of which will be provided upon receipt of your request).
    42. All prize-winners unconditionally agree that their name and employer’s or company name / address (if appropriate) will be published by the Promoter on its Website.
    43. The winner of a competition may be required to participate in publicity surrounding the Promotion and (as a condition of accepting any prize) consents to his/her name, location or other details (if specified in the Rules) and photograph being published for promotional purposes including, in particular, the purpose of promoting the Promoter and its business.

Governing Law and Jurisdiction

    44. The Rules and any dispute or claim arising out of or in connection with them or their subject matter (including any Promotion, prize or benefit), existence, negotiation, validity, termination or enforceability (including non-contractual disputes or claims) shall be governed by and construed in accordance with the laws of Scotland.
    45. The courts of Scotland shall have exclusive jurisdiction in relation to any dispute or claim arising out of or in connection with the Rules or their subject matter, existence, negotiation, validity, termination or enforceability (including non-contractual disputes or claims).

Alliance Trust Savings Limited is registered in Scotland No. SC 98767, registered office, PO Box 164, 8 West Marketgait, Dundee DD1 9YP; is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, firm reference number 116115. Alliance Trust Savings Limited gives no financial or investment advice. ‘Alliance Trust Savings’, ‘ATS’ and 'AT Savings' are all brand names of Alliance Trust Savings Limited together with the ‘Alliance Trust Savings’ logo are owned by and used with the permission of Alliance Trust PLC, the previous owner of Alliance Trust Savings Limited.